I found a $3 "e-pay non-use fee" on my account. Turns out, it's a fee charged for using their electronic bill pay service. The only problem, I DO NOT use this service! I clicked on the Bill Pay link on their website to learn more about it, but NEVER signed up for it. I also WAS NOT informed that I would be charged!! In my book, this constitutes ABSOLUTE FRAUD. They did reverse the charge, but ONLY because I asked about the charge. Otherwise, I have no reason to believe that they would have reversed the charge.
Also, when I called to talk to someone about IRAs. etc, I SPECIFICALLY ASKED if I needed to make an appointment, and I was told to just come to the main branch. When I got there at 10:30am (NOT lunch time), there was a line 6 people deep and only 2 tellers working. A loan officer told me I would have to wait in line. When I protested, I was told the only person (1 person!) was busy and wouldn't be able to help me. When I protested FURTHER, I was told it would be 15 minutes. So I left and went to the Outpost location.
Service at the Outpost was great for me, but not for the 8 people who were unfortunate enough to come in behind me, as the person who was helping me was a trainee, and that meant that the only other teller had to supervise, and was unable to help anyone else.
Add in low interest rates, and this place is just a disaster. It's too bad, because I joined many years ago on principle, but cannot, in good conscience recommend the place.