WHAT THEY DO NOT TELL YOU ABOUT STUDENT LOANS and why you need to both read my review and full and my page. I am disgusted with navient and the student loan industry. Don't bother going to college, it won't help and you will be stuck unemployed. Our kids found this one out. Once you are out of college, your student loans will DESTROY your credit score. Sadly your credit score now effects your "employ-ability" This means that credit scores now show that you are "worthy" or not of working for someone. Many backwards companies out there (98% of the companies) use third party hiring firms to determine if you are a "good" candidate for their workplace. They turn to your credit scores for this information (idiots). So if you are like MANY students out there jaded into the college scene thinking you will get an amazing job after college that will pay off this loan in 4-6 months, WRONG. You have to remember thousands of people LIKE you, are rolling out with the SAME credentials as YOU are. It doesn't matter what field you are in, you are now competing against ALL of these other people exactly like you. What I am getting at is, your college loan, weather it is in default, forebarance or on-time payments is still a credit AGAINST you! These jokers at navient and former Sallie mae dang well knew what they were doing.
Employers want you to have "experience" in the field you studied, about 2-5 years. College experience does NOT count, no matter what bs lies they tell you. Our workforce of college students are STUCK in very petty jobs because of the student loan industry. YOu have rotten credit scores because your credit is being "utilized", and much of tthose loans you are stuck with have a 25 year life span. This means you have to lean on your parents for all of your car loans, mortgages and even co-signature for apartments. This generation has become the lean-on generation because the college industry LIED to the consumer and lobbied our big brothers in power from immunity and bankruptcy. I have a nice big middle finger for Navient and the student loan industry. Congrats you took college students and placed them in their parents' basement. ANd guess what, I know your company's public information very well Navient, you don't have a lot of pay-offs. hence why you are a break-off from Fat-mae company. I would tell ANY student looking at going to college, don't. The price of the party life and higher education isn't worth it afterwards.