Reviews of GuardHill Financial Corp: Leading Mortgage Provider (Loan Agency)

Stanley Gao

Wendy Huang and her team are really professional during the entire mortgage process. I was provide efficient info including rates, comparing different plans, all the required documents before application. The entire process went smoothly and fast! Thank you for your professional services! Saved me a lot of time, money and nerves!

Oliver Han

Wendy Huang was fantastic to work with. My clients are mostly from overseas, at the beginning they are completely unfamiliar with the mortgage process and requirements in the States. Wendy's friendly demeanor and patience always put them at ease. Her professionalism and extensive knowledge produce the result, she always find the perfect solution and product based on my clients' unique need. Will definitely look forward to working with her again.

Keyvan Kazemi

Great service and attention to detail. Maryla was able to find a mortgage that suited our needs and close on it in a very short period of time. Would recommend them to anyone and will use them again for my future needs.

Jeff Schindle

Could not have had a better experience than the one I had with Jimmy Mamakis at Guardhill in NY. The level of service, knowldge and attention that he provided was above and beyond. He understands how stressful the process can be and was there every step of the way, reassuring me and instilling confidence that we were on the right path. He was always accessible and available to help and answer questions, even after hours when called upon. Would never use anyone else in the future and would refer clients his way without hesitation, knowing that they were in great hands! Additionally, eveyone else at Guardhill that I dealt with was on the ball and a pleasure to work with. Highly recommend!

Sijia Zhou

GuardHill's service is absolutely one of the best in U.S.! They replied to my questions very promptly during anytime of the day. Wendy's team was very polite, efficient, and patient, and they really cared about getting my application approved asap. Enjoyed the process. Highly recommended!

Debra V

It has been said that applying for a mortgage is the hardest part of buying a co-op or home, but for me it was the easiest, quickest and simplest process ever, and I would apply for another one in a heartbeat, as long as it is with D'Laine Mindreau of GuardHill Financial Corp. D’Laine is friendly, very organized and her firm utilizes user friendly software. Applying for my mortgage was fast and efficient. And, D’Laine not only knows the mortgage business but also the co-op and closing processes. With D’Laine on your side you will never feel as if you are alone. She is completely transparent and addresses all of your concerns, even those not concerning the mortgage. She treats you with respect and gives thorough explanations of how the mortgage process integrates with the co-op application and closing process. I was completely at ease before and during my closing and I owe it all to D’Laine Mindreau.

Robby LaCivita

I have been pleased with my service at GuardHill, in particular our loan originator, D'Laine Mindreau. The process is never easy, but we were kept informed and up to date throughout the process of obtaining loan. Working with GuardHill we were able to get excellent rates, and in fact have used the company 3 times in the past few years! All in all, very happy with the services provided.

jinhong chen

It was a great experience with Wendy Huang and her team Eva and Yanyan. They are so patient and responsible. As a international client without any financing experience in the U.S., I am so impressed by Wendy's team. They are knowledgeable and provided good service. I would definitely recommend my family and friends to work with Wendy.

Qi Song

They asked me 24 month mortgage as the reserve fund, which is 100k. And they changed my mortgage plan without noticing me at all! Very ridiculous and unprofessional company! If this continues, i will sue you. Literally!!

Edith Meyer

Kevin Ungar of GuardHill gets it done! No matter how challenging a situation, he manages to secure that loan. He’s truly the best!

Vivien Z

I worked with Susan who was amazing. She was patient, knowledgeable, dedicated and professional. You'll for sure get the best rate possible working with Guardhill. Highly recommend their service to everyone.

Joyee Lin

I worked with Eva and Wendy for my home refinaince. Very proactive, professional and quick reaction, strong follow up team to achive my case within one month. Incrediable!

Robert Boyd

Our leander, Maryla C. was always reachable even over Memorial Day weekend. She generated several price specific pre-approval letters as we were making multiple offers on proprieties. She communicated directly with our realtor, attorney, and brokerage account manager to expedite the stacks of paper work needed to acquire our loan. Job well done!

Roy Guo

I worked with Wendy Huang and Eva Hou for my primary home refinance. They offered me an ideal rate and answered all my questions patiently. Since I am working for real estate developer and know many lenders, they are the most nice one. Eva contact me everyday to report the loan process and help me with all application materials. I feel great and warm in the whole mortgage application process.

Aaron Smyle

I may have had the perfect storm of problems with my refinance and the process dragged on for two months. If it wasn't for Jordan and his team, it may have gone on for three months or not have happened at all. They were diligent in following up with three separate institutions and made sure that all of the necessary paperwork was signed and in place. They were patient with me and explained the process as I was increasingly impatient waiting on others. I cannot recommend them enough and their expertise, knowledge and professionalism is a breath of fresh air in an industry that could use more of those qualities.

Vince Soriero

I've had the opportunity to work with Richard Barenblatt, and found him to be very professional, friendly and experienced in his field. His product knowledge and skill sets were very impressive. I would recommend Richard in the highest regards, as he is honest and prides himself with integrity.

Tamima Friedman

It was great working with Keith Furer, who made this a seamless deal that closed on time. Our experience working with GuardHill was smooth, professional and we were kept well informed throughout the process. Highly recommend!

Frank Suriano

I highly recommend Stephen Rybak and his team at GuardHill Financial. They are extremely professional and thorough throughout the entire process and go above and beyond for their clients in order to make sure the highest level of service is provided from beginning to end.

peter s

Jimmy Mamakas is a fantastic mortgage broker! He did a great job in helping me to secure a mortgage for my new home. The mortgage application process went extremely smoothly and he assisted me every step of the way. 5 stars!

Erica Huang

Excellent team and professional experts!! Good job!! I have been working with Wendy, Yanyan and Kavin in the past 3-4 weeks. Can you imagine that I got my mortgage within 3 weeks at very reasonable low rate? It is amazing experience to work with the team. They provided the best service and offer best rate to the customer. They respond and act efficiently. They keep closest communication with the customer. I cannot express my appreciation to them. I strongly recommend to use Guardhill to help your mortgage issues. Thanks a lot to the team!! Excellent jobs!!

Lena Stringari

A competent, professional and detail-oriented team. Our mortgage was as painless as possible - highly recommended!.

mkim48 K

Excellent experience working with Guardhill for a complex lending transaction. Our lending officer, D'Laine Mindreau provided excellent guidance and advice throughout the lending life-cycle. I think it would have been a more difficult process going with a large lending institution that does not understand the intricacies of the New York Co-op process and closing protocol.

ShanShan Chen

GuardHill did a great job with my mortgage and I would recommend it to anyone. Very supporting team and great client service.

Ethan W

My family and I could not have had a better experience with this company. The employees at guardhill financial are true professionals. Guardhill is the definition of personalized mortgage specialists.

Richard Coppola

Guardhill made securing a mortgage for the purchase of our first home seamless. Their staff laid out what documentation was needed from our end and ran with it from commitment to closing. Very flexible and responsive to our timely needs.

Mohammed Yusuf

They have a tremendous team (Steve and Chelsea), two refinances with them, low rates but most importantly they walked me through from beginning to end with no hesitation. I would work with them over and over.

Nanyang He

Wendy Huang team is very professional，patient, and helpful. The quality of their service is remarkable and outstanding. I believe business can be done in an easy and comfortable way. Wendy Huang's team showed me how real estate professionals conduct business. Great job!

K P

We've bought a couple of homes and refinanced a couple of times & dealt with many financial people, Maryla at GuardHill has been the most professional easy person to work with. We never had to wait for documents, answers, for deliverables she was always on top the the situation. When issues arose she resolved them quickly, it was by far the most seamless stress free closing we ever had. Would definitely use again and recommend to anyone out there looking for an experienced broker who obviously is very good at her job!!

Patrick Xie

Real estate broker serving international clients' housing need in NYC, Wendy Huang helped my clients multiple times. She would sit down with my clients and go through every single case as much detail as it possible can get. She responded every request in a timely manner. I can safely say Guardhill is the best chance for you to get a mortgage. Wendy Huang is the most helpful lady you can have as your mortgage banker. My deals never ever delayed because of the mortgage worked by her.

Rachel Snow

David Breitstein at GuardHill Financial Corp. got us our mortgage despite a rather complicated HDFC situation. He was attentive, answered all my questions right away and followed up with me continuously throughout the process. He is extremely knowledgeable about what he does as well as dedicated to his clients.

Jodi Materna

I have worked with Kevin Ungar for years and he is a true professional. Whenever a client is in need of a mortgage broker I send them to Kevin with the confidence that they are in professional and competent hands. Kevin has helped my clients with countless standard mortgages, but has also completed very complex files that required the vast knowledge that Kevin brings to the table. I highly recommend him.

Julie Smith

Guardhill has always been very helpful helping get my clients to the closing table. In particular Kevin Unger is my go to at Guardhill. He is smart, patient ,creative and very helpful.

Pamela Baekey

Willie does a fantastic job getting clients through the sometimes difficult process of loan approval. I find him to be very responsive.

Tuck Keating

Stephen and his team couldn't have been more efficient in their work and responsive during the deal process. They were proactive from the start and instrumental in the transaction closing without a hitch .

Brent Abrams

I could not have been more pleased with my experience with GuardHill. They were true professionals throughout the entire process and made my first time home purchase as smooth and painless as possible. I highly recommend their services to anyone looking for a mortgage.

Jen Glickman

So easy to work with Amber and her team. The mortgage process was easy for me and she provided me with the most competitive rates after looking around at several different banks. The time and quality put into my loan could not be beat.

Ben Landau

I was extremely pleased by my experience with Guardhill. The employees were very responsive, polite and above all professional, and they helped me along every step of the way making my mortgage process as simple and efficient as it could have been.

Jade Friedensohn

I have achieved the impossible with the help of Guardhill Financial...I refinanced an investment property in a co-op building in NYC! After being turned down by my current lender for a refi, and another mortgage broker stating that my cause was 'hopeless', I was referred to Kevin Ungar at Guardhill Financial Corp. I reached out to Kevin with little hope, but within 30 minutes he replied to my email with a positive reply and had an offer from a lender within one week. I am saving hundreds per month now on my mortgage. I used some of those savings to send Kevin and his colleague Steve Langsam some cookies. They deserved it after the three and a half month arduous process of getting a loan financed under new mortgage regulations. I cannot say the process was fun, or painless, but I felt like Kevin and Steve were really sympathetic and were on my side throughout the difficult process.

Anat Lechner

I can not recommend enough working with Steven Weiss. Rarely will you come across a professional with this level expertise, work ethics, responsiveness (Steven takes no more than 5min to reply to your e-mail, faster than an algorithm!), customer-focus (he totally care about getting you the loan you need as simple or complex as the conditions are) and the ability to get complex things done seamlessly, efficiently and successfully. As we know getting a mortgage can be a long elaborated and frustrating process but not with Steven and his superb team (Racheal, Suzanne, and others) who take the burden off your shoulders, facilitate the process and get you the best loan, the best rates, the best results. We got the mortgage we needed in TWO weeks A-Z!. I will work with Steven and the team on all my future transactions and highly recommend them to anyone looking to buy or refinance!

Philip Raices

Kevin Ungar and GuardHill financial Corp came through in the clutch for our final closing that had to be completed by August 20, 2018. However, Richland Mgmt also came through to put together the whole process too and make it happen! Congrats to ALL involved!!!

Frederick Freyer

Friendly, capable and highly responsive service from beginning to end. We are repeat customers and have been very satisfied with both of the refinancing processes that GuardHill arranged for us.

Komal Bhargava

Richard Barenblatt is a true professional. He takes meticulous care of his clients and provides the most sound and thorough advice. His patience and knowledge set him apart from others in the industry and he makes the lending process, which can be confusing and daunting, a great deal easier. He is a pleasure to work with!

MOSES C

Michael Cohen was a pleasure to work with during the process of buying our home. He was extremely prompt when responding to all of our e-mails, calls, and questions; something that we value as it isn't a trait many people have these days. There weren't many bumps in the road along the way, but the minor ones we hit, Michael was able to smooth out quickly. He got us a great rate, we were beyond impressed with his service and will highly recommend him to those in search of a knowledgeable, prompt, and amazing lender. We would not hesitate to use him again if the need arises!

Xiaoge Niu

Wendy Huang team is very professional, patient, and helpful.

Joan Golding

These people did everything and more to make the "Mortgage Process" as pleasant as possible. We had to do nothing as they prepared the paperwork and all we needed to do was sign off on it. They even were willing to come to our apartment to finalize arrangements. Their advice on selection was perfect. It would make life so easy if everyone we dealt with were 1/2 as accommodating. They know their business!! Joan Golding

Jeffrey Zimmerman

Had a great experience with GuardHill and Cindy Saxman Margulies. Will recommend to everyone.

Yong Cho

Michael was great to work with and was able to find me a very competitive interest only loan. Michael and Kim ensured a smooth refinance with minimal work from me, and kept me in the loop on everything every step of the way. A real pleasure to work with and would absolutely work with them again.

Li Won

I work for a US domestic bank. Many of my foreign customers are not able to get mortgages from my bank because they do not have US income documentation. Wendy Huang from Guardhill Financial Group is able to help them on mortgages. I have heard so many compliments about Wendy from my customers! Wendy is very professional and courteous with her customer's' applications. No matter how complicated the loan is, she patiently explains to customers the procedures, set expectations and work together with her entire team to assist customers obtain required documents. Her customers are very appreciative of Wendy's hard work in helping them realize the dream of home ownership.

Mark Ghuneim

Was not effective for me but they might be right for you. Management stepped in and resolved things swiftly. +1 for that.

jennifer levin

This is the second deal I do with Amber in South Florida. She was great to work with and really navigated well with the lending side. I would highly recommend her and I hope to do more deals with her in the future!!

David Churba

Guard Hill is the RIGHT BANK to get your MORTGAGE at! Micheal was extremely instrumental in closing on my mortgage. He is SKILLED and well EXPERIENCED to get the loan you need. Michael was easy to contact and gave me the time to fully understand the mortgage process. He gave me very clear information and chose the right product for my situation. It is clear that GuardHill is looking to BENEFIT the individual than doing whats the best for themselves. I strongly advise everyone, to speak with Michael and follow his advise step by step. It might be a tedious procedure BUT Never give up!!!

Nellie Wu

We worked with Jordan Roth and Donna Macove for our latest home purchase. This will be our fourth purchase and the first with GuardHill. In the past, we worked with traditional commercial banks. We found our experience with GuardHill, refreshing, seamless, and productive. We were able to close in 45 days. Both Jordan and Donna were very good with communicating via phone and email. No matter what, I would either be able to speak directly to Jordan and Donna or I would hear back within the hour. The platform to upload and e-sign documents was excellent. We were able to securely load our personal documents and confirm receipt. I would highly recommend GuardHill to anyone seeking financing. It has been the best experience of all our home purchases.

Darrell Lerner

My experience working with Guardhill was extremely positive. I found the team (and especially our primary contact - Steve Weiss) to be unfailingly hard workers who took time to know and understand our case, and were willing to explore any and all avenues to find the best deal possible. They were responsive and attentive and spearheaded the process from start to finish. It is my pleasure to recommend them enthusiastically.

giulio bertozzi

We worked with Amber Daz. She’s highly professional, responsive and efficient.we would work with her again.

Laurie Coppola

Our experience with Guardhill Financial during the time of buying our first home has been positive on all levels.We worked with Steve Rybak and Chelsea and team and recommend any family member or friend to use them for their amazing work. Any question or concern we had about the closing of our home was answered in full detail, and they were so knowledgable and dedicated to their work that made the process of purchasing our home seamless!

Angeles Cheung PhD ABPP Clinical Neuropsychologist

Steven Weiss and his crew at GuardHill Financial Corp, including Ms. Suzanne Sullivan, were extremely knowledgeable, competent, and efficient with our loan application. He made the process painless, which we thought was impossible, and his sense of humor was greatly appreciated as well. We are very grateful and thankful for his many talents.

jennifer runnette

Great communication, which is vital to a smooth transaction!

kim Jenkins

Jordan Roth Rocks. My boyfriend and I have gone to Jordan and his team at GuardHill for both a refi on our co-op in NYC last year, as well as a recent home purchase upstate. In both instances, he was incredibly helpful in walking us through the process which I was so appreciative of because I’m a freelance creative. He allayed my concerns of qualifying and was able to obtain a competitive rate for both properties. Our phone calls and emails were answered immediately by Jordan personally, and it was reassuring to know that we were always in the best of hands.

Diana Lipsig

Kevin Ungar made sure that my Fiancé and I received the lowest possible rate and took excellent care of us throughout out our home-buying process. He is an absolute expert and I can't say enough good things about him!

winnie rose

Michael Riemer and his team were an absolute joy to work with. They provide an exceptional level of client services, and made the process very easy for me. I couldn't be happier with the outcome.

Zheyi Cheng

I closely worked with Wendy Huang’s group and am more than satisfied with everything. Wendy leveraged her deep professional experience and network to develop a highly disciplined process that prioritizes intelligent planning. Wendy and her tram firmly believe that the only way to build a customized strategy that is both financially optimal and sustainable is to develop a genuine understanding of what a client hopes to achieve, what causes they care about and what keeps them up at night. The team and I had a very collaborative and open relationship. Wendy and her teammate Yanyan would actively listening and learning in order to gain insight that extends beyond my balance sheet to my values and my financial and emotional decision-making process.

Charlon Velasco

Kevin Ungar and Guardhill were outstanding during the process of getting our mortgage. They were on top of getting all of our paperwork as thorough and as fast as they could. Applying for your first loan is stressful but with Kevin and his team, the amount of anxiety were at a minimum and always kept us in the loop with every step within the process. Kevin was able to get us a very competitive mortgage rate. My wife and I were impress with their professionalism and dedication to get the job done. I would recommend Guardhill to anyone looking for a quality mortgage banker who is able to answer any questions you have and will do whatever it takes to help you with your financing need.

Jeremy Cohen

David Breitstein is incredible. Licensed in NY, NJ & CT there is no mortgage that he cannot help facilitate.

Christopher Kula

Michael Riemer was great - very knowledgeable and attentive - and made the closing process seamless.

Amit Chauhan

Michael and team were excellent. They came recommended from my firm and i am glad I chose them this year to buy my first condo. Very professional, focused and got the job done. Michael was always reachable during the 3 month process and a great person to work with.

Lauren McGoey

Kevin Ungar was a pleasure to work with and I would recommend him to anyone. We had a great experience with him and GuardHill. Kevin went out of his way to answer all of my (excessive) questions and I felt that he was frank and honest with me about my options as I was going through the process. He was on top of everything every step of the way and I knew I was in good hands with his team, which was such a comfort. I also know that he got me the best rate I could have gotten anywhere else. Would definitely use again!

Taylor Mandrakos

GuardHill provides top-tier service and are leaders in the mortgage industry. The employees are extremely kind and professional and make themselves available for any questions you might have. Could not recommend them more highly.

janet yu

Great experience working with Guardhill for my home purchase. I worked with Wendy and her team , and appreciate their professional opinions and solutions from beginning to end.

Giordana Tagliareni

I had a great experience working with GuardHill to get my mortgage on my first home. Thanks to Dlaine and the entire team for their patience and guidance!!

Janet Krone

I would highly recommend Guardhill to anyone looking for the best mortgage broker. I read about them in a major urban newspaper, where Jordon Roth was mentioned by a former client as doing a superb job. I worked with both Jordon Roth and Donna Macove, and I must say they are not only brilliant, but also they led me through a very complicated process with ease. They exemplify a wonderful combination of professionalism, trust and a delightful personal touch . They are a treasure and are to be commended for the services they provide.

Cory Charlupski

My buyer-client in LA used Stephen Rybak and Guardhill as his lender. Luckily, this was not the first time a client has used this incredible team. When I know that Stephen and Guardhill are on my side, I know I have nothing to worry about, and most importantly will receive honest updates along the way. Thank you for another stress-free and smooth transaction!

Yongli Yuan

Wendy is the best. She helps me with lots of things when I bought my apt.

Ian Stuart

D'laine at Guardhill has been our loan officer on THREE Properties. As far as lending is concerned, buying a home can be an extremely daunting task. Having direct communication with a your lending team should be paramount when shopping for loans. I cannot thank D'laine enough for her professionalism, her kindness, and her support through each and every step and transaction we have completed through Guardhill Financial. I will never work with anyone else!

edison liu

Wendy Huang and her team are very professional. Their expertise and knowledge made my mortgage process fast and smooth. Their advice on selection is professional. I would recommend Guardhill to my family and friends.

Di Lu

Wendy Huang is my loan officer. When we bought our home, she helped in process our mortgage, and within 2 weeks, the loan was approved and all the paperwork was done! She really push the process to be done ASAP, and managed to get the rate approved before interest rise. I'm a detail originated person, so Wendy went through all the details, including how to calculate 7 years ARM, how to understand the document and so on. The rate was very impressive, because Guardhill is a mortgage broker, so this company has many banks to work with to get the best rate to clients. Strongly recommend Wendy Huang, and will let her be my loan officer again if I purchase the 2nd home!

Dan Scott

Steve and his team are the absolute best! I have dealt with numerous lenders and agents both professionally and personally, and none comes close to the level of service Steve and his team provides.

David Montgomery

They work well under deadline pressure...

Silvia K

D'Laine Mindreau is the best broker I've ever worked with. She is super fast, efficient, and kind.

Pouyan Mashayekh

Never go with these guys. They asked my credit card for my credit score something about 20 bucks but I found a charge of 900$ on my card. They did not revere the charge and still I am dealing with credit card company to drop the charges. Moreover, I asked them for all costs for closing the mortgage but just a few days before the closing they sent me a bill with charges much higher. They think people before closing do not have any other choice. Luckily another mortgage lender helped me to get a mortgage. Very impolite people in customer service. Never trust these guys.

孔思淼

Enjoyed the cooperation with Guardhill Financial Corp. Highly recommend Wendy Huang's team, they are very professional and responsible. They focus on details and explain details patiently to me and my partner.

pixellolis

It was a pleasure to work with Jimmy Mamakas and his staff at Guardhill Financial Corp. Mr. Mamakas was responsive to all of our questions, dependable and reliable in accomplishing the task at hand. We were most impressed with the turnaround and how quickly the settlement date was scheduled. Mr. Mamakas had always explained things very well and he would go over it & over it when we were having trouble understanding any part of the loan process. Jimmy Mamakas provided us with honest & reliable information & have never been disappointed. He will be always our 1st choice.

Michael Roberts

Cindy Saxman is absolutely fantastic to work with. She understands the importance of client service and knows how to navigate the complexities of a highly regulated residential mortgage market. No matter how difficult the situation, Cindy will find the right lender to underwrite it.

Paul Hyland

GuardHill provides some of the best service and mortgage rates in the industry. Aside from great service and rates, the staff is extremely experienced, knowing everything about the business. They work with the customers directly to ensure that they are pleased and help them every step of the way.

Penny Smart

Kevin Ungar was such an enourmous help in getting a mortgage for me to own my first home. My case was very difficult for several reasons and Kevin really came through. I would recommend him in a heartbeat!

Barbara Hosein

I think Richard is the only person who could have successfully found a lender for us, given the difficulties of financing our co-op building. He was always on top of the process and immediately available with responses. His staff was first-rate and helped us through a situation in which we couldn’t electronically sign documents because we were in a country that blocked such websites from the United States. Richard was confident, calm, and encouraging throughout the process, and when one lender changed its rules midstream, he quickly found an alternative. In the end, we got a surprisingly good rate and a smooth closing. I highly recommend his services to everyone.

Susanna Saarinen

As a veteran RE broker, I have sold hundreds of NYC homes through the years, and as a result, have worked with numerous loan officers at various banks. Kevin Ungar of Guardhill Financial is in a class of his own! Kevin takes the time to carefully explain all the facets of the loan process carefully to his clients in a way that is clear and easy to understand, and he holds their hand through the stressful process. He is patient, efficient, clear, extremely honest & straightforward, and goes above and beyond for his clients regardless of how big or small the loan is - a characteristic not easy to find in lending. I have recommended Kevin to many clients and will continue doing so, because I know that he will make sure my clients get the best service and the best rate available, and I don't have to be concerned with the sale falling apart because of financing. If you want someone who really has your best interest at heart, Kevin's your guy. Highly recommended!!

Eva Campo

My husband and I built a new home and we were ready to close since my builder had the c/o. The mortgage lender that we were working with for a year gave us a very bad rate and we really didn't know what to do since we were supposed to close in about a week. My real estate agent referred us to Steven Weiss. We called him and he took the time that same evening to go over what was required. He was extremely helpful and knowledgeable, we felt very comfortable moving forward with him. I told him he works miracles because he had us approved within five days and we got an unbelievable rate! He responded to all of our emails immediately and did not think any of our questions were too much. I would highly recommend him to anyone without thinking twice.

steve a

I had the pleasure of working with Amber, Susan and Kavin @ Guardhill. They are all professionals and understand NYC real estate. I was referred to them by my Condo Association, as they were the only company that successfully refinanced a condo in my building and for good reason, they know what they're doing! Suffice it to say, I highly recommend Guardhill.

Kevin Gao

Working with Wendy Huang and Amber Daz had been a three month nightmare in the making. Wendy is a personal friend, but after this ordeal, I would not recommend anyone using GuardHill's mortgage service. First, they told me that they are a bank which differentiates itself from others because they can underwrite a loan in house in a couple of weeks (in fact, this was a lie because they simply are brokers in disguise and are shopping the loans in the market). Second, even though Wendy is a very nice person, she simply cannot handle all the work herself. She was always on the go and had her sidekicks doing all the works (including Eva Hou and Yan Yan) and paid no attention to all the moving pieces of the mortgage application. Third, they were not knowledgeable at all in market. Wendy told me that I can do a refinance of my primary residence right after the purchase, but in fact, under the Fannie Mae guideline, you are not allowed to cash out until after six months. Fourth, the whole underwriting department was incompetent and disorganized. I have had to over the same bank statements and documents to Kavin Katryan, the processor, for countless times and he continued to lose my documents and told me to resend. Fifth, to get this loan attractive, they asked me to personally write letters including a gift letter even though I told Wendy and Amber that it was not a gift in nature and that the other person's name was a party on the deed. Sixth, they provided a commitment letter and later threatened to rescind the commitment letter because they realized that internally they made a mistake with respect to the income calculation. Seventh, the turnaround time took forever. If I have the "time is of the essence" in the contract, I would be losing my deposits for now. The final straw occurred when they had the audacity to change the rate from 3.5% to 5.0% on their revised commitment to me, even though nothing has changed. This was clearly a bait and switch shop at its finest, I have made the worst mistake in my life handing my mortgage application to Wendy Huang who claimed to be the expert in her field. Never would I ever recommend anyone using her service and GuardHill because they are clearly incompetent, greedy, mortgage brokers. I am glad with the people who are "happy" with Wendy and GuardHill Financial Corp, but I will be telling all the family, friends and potential buyers to stay away. Trust me, it is not worth the agony.

Anthony Zurica

Had a great experience closing a clients loan with GuardHill. Our main point of contact Biagio helped the deal get to the finish line with ease. We look forward to working with both Biagio and GuardHill again.

Frank Newbold

As a real estate broker, I had the pleasure of recently working with Suzanne Bach on a substantial mortgage for a client. Suzanne was on top of the process from day one, and expertly guided the appraisal & closing process quickly and smoothly. All involved were very appreciative of her expertise.

Calvin Xu

Wendy Huang is a very dependable and professional mortgage broker whom I feel lucky to work with. She and her team can take care of everything that is related with financing in the real estate transaction for you. She even answered my messages at midnight when no other brokers would do. A truly hard-working professional and expert in her field. I highly recommend her to everyone without any hesitation. Calvin Xu Real Estate Agent at Douglas Elliman

Douglas Owens

Steve Rybak and his team have done fantastic jobs each time I’ve used them. Always extremely pleased by the service and efficiency of GuardHill. Cannot recommend them more highly.

Joe Quiros

I can not express enough how amazing Stephen Rybak and Chelsea Devine are to work with. We have trusted countless clients with them and every single time, they have not only exceeded our expectations in terms of execution, but have gone above and beyond for our clients to make sure that they are comfortable, informed, and stress free throughout the entire process. There really is no reason to work with anyone else when it comes to financing! They're the best!

Yuan Zhang

Very Professional and fast turn around. Would recommend to anyone who need mortgage. A pleasure to work with Claire.

Jennifer Roberts

I have been working with Kevin Unger for over 5 years. Kevin is my go to guy when a buyer doesn't want to speak with just one bank about a mortgage. I also refer him those buyers who may not be able to get financing from a big bank. He has a roster of banks that he can match my buyers with, always making sure we get to the closing table. He is responsive, keeps you in the loop during the entire process and manages the process so there are no hiccups. When there are hiccups, Kevin is a great problem solver. I even used him when I financed my own mortgage.

Eric Ranelletti

Everyone here was so helpful with allowing me to secure a refinance. It's full service from start to finish. I wouldn't hesitate to recommend Michael Riemer and Guardhill to anyone who needs a new mortgage or refi.

Mohit Desai

What an absolute pleasure to work with. They actually care about the customer, my family and I are extremely happy; this was hands down the easiest part of buying our first house. Guardhill has a great team, Amber was absolutely a great help, along with her whole team, even the owner of the company stepped in to help us thru this process. We are very satisfied and happy with the outcome. Thank you Guardhill!

Lawrence Barth

Cindy and her team were excellent. From the initial call through post closing Cindy and her team made me feel like everything was about me and what else can we do to help. Would highly recommend- when it it comes to such a major item service and hand holding is crucial

Dana Villanova

Steve R., Chelsea, and their team have assisted me with 2 mortgages and I couldn't be happier with their service, responsiveness, and rates. The mortgage process is never easy, but their systems, communication, and execution makes it as painless as possible. This team is my go-to, I would never 'shop' anywhere else!

Rachel Walsh

Michael Daversa and GuardHill Financial are trusted partners. As a Realtor, I need to be able to rely on my clients getting the best service any day of the week, with strong follow-through and a seamless closing. This is a 5 star business with 5 star service. You will not be disappointed.

Lars Feely

Absolutely fantastic service from Steve Rybak and Chelsea Devine! Such a seamless experience and they helped us so much. We were first time home buyers and we probably overloaded them with questions, they were incredibly patient and thoughtful. I would go back to them in a heartbeat without hesitation. Fantastic service! Thanks so much!

Steven Resnik

GuardHill made the mortgage process easy; their team is second to none in regard to knowledge as well as service. Definitely recommend.

Mond W

Wendy & her team were great and very efficient. Big shout out to Claire who was very professional, thoughtful, caring and responsive. She was very quick with responses and made sure things went right the whole time. She made herself available even on a holiday as well as during a sick day. The whole experience felt very personalized. The process went very smoothly and it closed sooner than expected. Although the rates and fees were a bit less than desirable but that was up to the market and the services definitely lived up to it. Regardless, they were very dependable for their purposes as a mortgage lender. They have my endorsement.

Min Yi Zhen

I worked with Wendy Huang at GuardHill. I could not say enough nice things about Wendy and her team. My husband and I were first time buyers, so we were relatively unfamiliar with the process and a bit skeptical on how it would play out. But all our concerns were gone after the first meeting and Wendy is a huge help for us!! She is very knowledgeable professional, helpful and reliable. She walked us through all of our options and scenarios, and gave excellent recommendations to help us find what works best for us. From start to finish, Wendy was always available in explaining documentation, and providing next steps. She always assured our process was on track, and her team was very timely and thorough in processing anything we provided them. The most excellent part was how willing Wendy was to discuss any concerns we may have had and to answer any questions no matter what. In fact, even our lawyer and real estate agent would constantly mention how easy it was to get a hold of Wendy and her team, and how much smoother it made everything go on their end. Thank you Wendy! We are so glad we found Wendy to handle our loan and she made our first time transaction an awesome experience! I strongly recommend her to whom might need home loan service! From start to finish, Wendy was always available in explaining documentation, and providing next steps. She always assured our process was on track, and her team was very timely and thorough in processing anything we provided them. The most excellent part was how willing Wendy was to discuss any concerns we may have had and to answer any questions no matter what. In fact, even our lawyer and real estate agent would constantly mention how easy it was to get a hold of Wendy and her team, and how much smoother it made everything go on their end. Thank you Wendy! We are so glad we found Wendy to handle our loan and she made our first time transaction an awesome experience! I strongly recommend her to whom might need home loan service!

Sobha Kavanakudiyil

Hands down - working with Kevin and his team is the best. They answer all your questions, explain everything in a way that I can understand and prepare you to make the best decisions! I would recommend Kevin, his team and Guard Hill to anyone!

Steven Seltz

Over the past almost forty years, I have financed and refinanced numerous residences, using various lenders in multiple states. NEVER have I experienced such a seamless and organized experience as the one just completed with Guardhill. Amber Daz and her team of specialists were extraordinarily supportive, ruthlessly efficient, and uncommonly pleasant throughout a surprisingly streamlined refi process. I almost literally "stumbled across" Guardhill when looking to refinance our NYC apartment, and will be eternally grateful that I did. The experience was second-to-none, and I simply cannot recommend them more highly. Guardhill/Amber - Well done and Thanks!

sandeep mehta

Personally had very good experience, we worked with Michael who helped us through out the process, was very thorough and always available to address questions

Claudine O'Rourke

Working with Jennifer Adams at Guard Hill is seamless. She knows how to get it done and make the process easy. I refer all my clients to her!!

Elizabeth Gronke

Cynthia keep the process going, kept us informed, answered our questions and without a doubt got us a great mortgage. We couldn't have done it on our own.

Ashley Matteo

The staff at GuardHill is fantastic. Very responsive, pleasant and accommodating. They answered all of our questions and gave us comfort in the decisions we were making. We would recommend them to all of our friends.

Dale Connone

I can't say enough great things about Guardhill and more specifically Amber Daz. Her team including Susan Aguilar, was thorough and kept the process moving. What started as a search for a NYC apartment ended up being a purchase in West Hollywood. Through everything, Amber transitioned seamlessly through the process and navigated me through the different criteria needed. Besides getting me a great rate, She constantly kept me informed and steered me through the process. I could not have done it without her and the Guardhill team !

Keith Philipps

As an Insurance Agent I have worked with many Mortgage Brokers over my 27 year career. None have come close to the knowledge, professionalism and passion as David Breistein. David truly loves what he does and highly recommend him.

DeeDee Debartlo

Michael Daversa and his team at Guardhill we’re responsive, knowledgeable, and easy to work with.

Jeffrey Peyser

David Breitstein has helped both family and friends with their financing needs. He adeptly shepherds along the mortgage application process to get the deal done. He comes highly recommended.

Cindy Charles

I have worked with Cindy Saxman Margulies for my initial mortgage and then my refinance 5 years later. She was highly responsive to all of my needs, got me the lowest rates and was persistent in getting me that rate despite certain challenges. Her level of service is bar none. I cannot imagine having a better experience with another mortgage broker. I highly recommend her.

Stacey Oestreich

Jennifer Adams- Top notch at getting results for my buyers in record time. Response time is A+ Jennifer is very knowledgeable about how to get results done and quickly.

Brandon Cohen

Amber Daz is incredibly responsive and thorough, she gets deals done.

geri epstein

Suzanne Bach is an excellent mortgage broker that I have worked with for over 15 years. She always delivers a wonderful product for my clients and seemlessly gets the job done.

Lisa Chalker

After trying to work with at least 3 other financial entities to secure monies without any success, a networking peer of mine introduced me to Richard Barenblatt from Guardhill Financial Corp. Richard took the time to not only listen to my plight but also give a realistic assessment of our situation and told me that he was confident he could help where the others had failed. Not only did Richard succeed but he was excellent with taking the time to not only respond to me in a timely fashion, even when he was vacationing in another country, but he made sure I understood everything completely even if he had to go over it multiple times. Richard was also very realistic and never promised anything he felt he couldn't deliver. We were in dire straights financially with time running out and being able to refinance our home to pay off old debt and have a cushion to live on while we recouped was just a blessing! Richard literally saved our lives and I will be forever grateful! I highly recommend Richard Barenblatt and Guardhill Financial Corp!

Robert Barrow

My fiancée and I worked with Michael Riemer (who was assisted by Kimberly Hogan) at Guardhill in obtaining a mortgage. We were first time home buyers and purchasing in the competitive Brooklyn market. The process, from the beginning to the closing, was efficient and fast, simple and overall painless. Michael is very experienced in every aspect of the process and his insight steered us towards a product that was a great fit for us and extremely competitive to other lenders we compared it too. We had started the process with a large national retail bank and after a less than great experience found out about Guardhill and Michael through a referral service at our employer, and the experience between the them was night and day. We had heard many horror stories from others who worked with other lenders, but Michael gathered our info (and didn’t lose it and ask for the same thing twenty times!), shepherded it through underwriting and was there at the closing. He was also available whenever we had questions and was extremely responsive. For any future lending needs this will be our first stop. If you are looking for an easy and painless experience for financing (or refinancing) your home, definitely reach out to Guardhill and Michael!

Jonathan Helfer

Guardhill made what could have otherwise been an extremely stressful process as seamless and easy possible. Their level of service, responsiveness and professionalism was beyond repute, and I would highly recommend their services to any prospective borrower.

catherine longmore

I have been working with Michael Riemer of Guardhill for years. He is transparent and trustworthy, and walks you through each phase of the mortgage process. Additionally, he works only with the reputable financial institutions; which is why I've always been very satisfied for the duration of the mortgage. Michael in the consummate professional, and everyone should be so lucky to have him as their broker.

Christina Prostano

Working with Steven Weiss of Guardhill on a refi was incredible. He made what might have been a painful and difficult process seamless, and I had 100% trust that everything was going to be fine, despite some serious challenges that we presented him with. He was always incredibly responsive and patient with our many questions. I can't recommend him enough.

Michael Cott

Thank you to Amber and the rest of the team at GuardHill Financial for their tremendous dedication to helping get me this mortgage. The effort put forth by GuardHill is simply second to none. The lending process was handled with the utmost professionalism, diligent care and in a timely manner. I especially appreciated Amber’s help and would be extremely confident in recommending to any of our family and friends.

Shang-Wei Huang

As the first time home buyer, D'Laine Mindreau helped me to so much that I couldn't thank her enough. I will give her 10 stars!!! She is so efficient with great knowledge and yet, patiently to get me through all process and questions that I had. I felt sorry to bother her during the weekend for some questions but she returned my call right away!! Couldn't ask more! Two thumbs up!! Thank you, D'Laine!!!

Andrew Kellner

I've known Cindy Saxman Marguiles personally and professionally for over 20 years and she is the best at hat she does and is honest sincere and caring. In an area where a mortgage broker is usually a "paper pusher" Cindy a true professional. Her access to different lenders and her professional creativity and "know how" she is able to get loans and deals done that others can't and wouldn't even go near. I short, stay away from the "mills" trying to make volume loans (not necessarily on the best terms) and speak with Cindy.

Brandalyn Smith

Kevin Ungar at Guardhill is my go to referral for clients who need a mortgage broker. He is professional, incredibly knowledgeable, and always has the client's best interests in mind. Kevin has saved multiple deals when other banks could not complete a loan. Highly recommend!

HH Lu

I am real estate agent. I have been working with Wendy Huang's team along with Eva Hou and Yan Yan. They are very professional, diligent and responsive. My client is very satisfied with their work. The application process is not painful any more.

Michael Anderson

I can't say enough about Michael Riemer at GuardHill. He is patient, reassuring and knowledgeable, and found us a great product at a great rate for our home purchase. I recommend him enthusiastically.

Katie Lee

I worked with Steven Weiss at GaurdHill and really loved working with him. He was there every step of the way to answer questions and was super quick to respond. I loved this as this could have been a really stressful and confusing process but Steven made it feel simple and seamless, there was always a personal touch. I am happy in my new home largely in part of the help Steven provided.

Michele Ferguson Nichols

I've been referring buyer clients to Kim Weintraub for several years and she always goes above and beyond what is expected to get the job done. She's honest, efficient, dependable and can seriously work magic when challenges arise. Most importantly she performs her job with care and concern for her clients - that puts her at the top of my list!

Steve Troup

David Breitstein of GuardHill Financial is a real pro, very knowledgeable, easy to deal with, and never wastes one's time. I highly recommend!

Mohamed Hamioui

I have worked with many Mortgage companies in the past, However Guardhill Financial and especially William P Manning left a great impression on me...Willie and his team are incredible professionals , I was truly impressed with their professionalism Prompt closing ,and their overall dedication to their job. They treated me and my family well and with respect. I will never seek my mortgage or refinancing anywhere else before calling William P Manning !!!!! THANK YOU GUYS!!!!

Hilary Kehoe

Whether you're a first time buyer or seasoned property mogul you cannot go wrong with Stephen Rybak and Chelsea Devine in your corner. They know the business inside and out and will always guide you towards the best outcome for your personal circumstances. They worked tirelessly to get me the best mortgage possible in a fiercely competitive market, bringing their years of experience to the table. From the initial approval process to the closing they are with you every step of the way. I have recommended them to every single person who even hints at purchasing or refinancing a property and look forward to working with them again in the future. Thank you Stephen & Chelsea!