Reviews of Embrace Home Loans - Annapolis, MD (Loan Agency)

Anthony Winkler

Laura and her team was very professional. They were very quick and knowledgeable on the loan process. I would recommend them to family and friends.

Taylor Centers

I couldn't recommend Deb Tatum more, especially to first time homebuyers. She really took the time to make sure I understood every step of the process, what each form I filled out meant, and where all the numbers in the loan came from. She was always available for a call to answer my questions, and it was a comfort having her in my corner. She definitely went above and beyond for me. Thank you Deb!

Nestor Baltazar

I am a first time homebuyer and I had a LOT of questions. Tom Murphy was my loan officer. Tom was very patient with me and he always had my best interest in mind. He took time to make sure all my doubts were cleared and all my questions answered. Tom was very punctual in all our phone meetings and was quick to deliver any news regarding my loan application process. I would definitely recommend him to my friends and family for future loan needs.

Stanley Hariton

Exceptional service. All concerned at this office is a model for this profession. Emails and phone calls were responded to very quickly.

bryan colvin

Mary Beth made our first home buying experience extremely simple. Great communication and organization by her and her staff. Easy to upload paperwork system as well as reminders and to-dos which really helped speed up the process. Thank you again and we will definitely recommend you to our friends and family!

Dee Clay

Karla is very experienced, patient, and thorough. She truly makes one feel like family.

Zenaida Araojo

Great communication. I can appreciate Mr. Tom Murphy’s extra mile so I can get the deal that I wanted for my home.

Allen Strunk

Dawn made my first time homebuying experience very pleasant! She was personable, timely, and informative throughout the whole process!! Was blessed to have her as my loan officer and HIGHLY recommend her!!

Carlton Hayes

On behalf of my wife and I thank you for being our loan officer. You exemplified the professionalism and commitment that makes Embrace the best of all! We applaud you for your kindness, wisdom, and financial knowledge you provided. We could not have made it through this process without you! Whenever I needed assistance you responded promptly without reservation giving us a piece of mind and assurance that we needed. You were more than a loan officer, you were our friend! Thank you Karla

Karen Fowlkes

Karla Melgar, is an AMAZING Senior Loan Officer ANGEL! She keeps You on Your toes, with OUTSTANDING support and great advice throughout the entire home buying process! I definitely recommend working with Karla and Embrace Home Loans... Can You say Warm fuzzies all over the place!!!

nicole littleton

Laura Hancock helped me so much threw my process of purchasing my first home. She helped answer any question I had with such a quick response. I got the best rates with her. Laura has so much experience and knows what she is doing I would highly recommend her. Thank you much Laura.

Walter Summers

At Embrace Home Loans, the process was flawless and no confusion. Our loan officer was Laura Hancock, and she was tremendously helpful and insightful about the whole process. She gave us all the tools and information to buy our home confidently. Starting from getting our credit score needed to start a loan, all the way to closing the deal on the house, Laura was there to help in any way possible. She always said "Call me if you need anything" and we certainly called many times. Either she answered or call us back always in a timely manner. I recommend ANYONE that is looking to buy a home, no matter what phase of life you are in. My fiancé started with a 5** credit score and after it all, she's getting all kinds of credit card offers.

Allison Goodman

Karla was exceptionally pleasant to us. Her ability to communicate everything in simplest form and down to the finest detail was phenomenal! She helped us a lot. We will forever be grateful to her for making our 1st experience at this a smooth one.

Sue Donaldson

Tom Murphy was fantastic!! Answered all my questions, explained everything in a clear and concise manner, and always followed up and followed through on everything. I would absolutely recommend Tom to anyone looking for a smooth, easy mortgage process.

Lindsey Robinson

Mary Beth Henderson was extremely helpful, friendly and very quick to send us any information we needed and to answer our questions. She made the experience of buying our first home easier than I ever thought possible! Plus we were able to get a great rate with Embrace. Being able to complete the process online on our own time was great, and we always received a prompt response. Would highly recommend Mary Beth and Embrace Home Loans.

Heather Komatsoulis

Dave Ratti and his team are truly awesome. He works with you to find the best options for your mortgage, and always makes himself available to address your questions or concerns, even after hours. I've bought two houses with Dave's help over the years, and I love that you can do all the paperwork and document submissions electronically. He truly made my experiences as painless and stress-free as possible. I recommend him to everyone I know. He got my last mortgage ready for me in only 3 weeks!! Dave is courteous, highly intelligent, organized and very well educated in his field. I hope this is my last home purchase, but if I have to move again, I'm making one call; I wouldn't consider contacting anyone else.