Reviews of CJM Financial, Inc. (Financial Consultant)

3945, 1014 SE Lorenz Dr, Ankeny, IA 50021

Average Rating:


You will be able to see the opinions of real people who consumed the products and services of CJM Financial, Inc. (Financial Consultant) in Iowa.

At present this firm gets a rating of 3.7 stars over 5 and the score has been based on 26 reviews.

As you can read, it reaches an feddbacks average is positive, and it is founded on a very large number of feddbacks, so we can conclude that the valuation is quite faithful. If many people have bothered to value when they are happy, it works.

As you know, we do not usually bother to set feddbacks when these are correct and we usually do it only if we've had a problem or issue...

This Financial Consultant is classified in the category of Financial consultant.

Where is CJM Financial, Inc.?

REVIEWS OF CJM Financial, Inc. IN Iowa

Sebi Florea

I started my company 3 years ago and CJM helped me build it... there has been ups and downs but they solved every problem i came across with them... i dont know what other people are saying but for me there is no percentages that they charge, they do take there money back at 60 days... i guess it all depends on who they are working with... its simple, i email my paperwork and if broker is ok with copy i get my money the next day!!! I HA NOT EXPERIENCED A BUYBACK YET IN 3 YEARS... so

Sarajlija Sarajlica

Justin Shuman

I have been with CJM for about 8 months now and my account manager Kyle Kundinger is awesome to work with and is always quick to get any issues i may have solved for me. I would recommend them to anyone. Thanks CJM And Kyle kundinger for such great service.

Chase Maher

Great company that does what they say they will do. Have never had trouble with a phone call being answered.

Mitchell B

This company is very unprofessional !!! The women that work at the company are nasty and very uncooperative. I call and leave a msg, phone calls never get returned. I wanted some information about a payment that they owed my company. I spoke to one employee about the payment she was nice enough to give me the check # and when it was mailed. A month later still no check I called, explained the situation and the women on the phone told me they do not keep check numbers and similar information. Hold on What ????? You're telling me a financial company does not keep records of check numbers and when they send them out !!!! This company is a wreck, so glad my contract ended with them....


A solid NO!!

God Chosen Carrier

I usually don't gave feedback but I have to let others know... this company took our $500 + because we couldn't factored more of our invoices, this concerned was discussed before signing up and Cody said that it not going to be a problem but later it was. They couldn't give us our release letter until a month and a half of struggling to get it. I was asked why I don't want to factored anymore? How much I have in invoices that I need the release letter for? All kinds of unnecessary questions. It was empty promises/excuses every day why we haven't gotten release. For getting pay on time, 85% of the time they were on time with our payment, just know that you probably will not get your reserves back. I make Cody to understand that we were not going to factoring a lot of invoices because, we already had some cash to spend if something happened. our factoring was like plan B kind of thing. Easy to sign up until time to get release lol, then the battle begins. If you want to give them a tryouts, Good luck signing up and getting out when you need to. Thanks

armani II

If you can, please stay away from this company. there is too many great companies out there.

joe hunt

Used to have issues with interactions with them. That has been completely rectified. They do what they do well and they are great to work with.

Hershel Roby

CJM Financial has been a great asset to my company since I started with them from the beginning. Kyle Kundinger has to be one of the best account managers ever!! This guy goes over and beyond to make sure everything goes smoothly as possible; Kyle is a Very Honest and hard working guy which I appreciates so much. I would recommend CJM to any trucking company getting started or that’s already established; they are the best. I foresee a long lasting relationship with this company.

Ry an

Great factoring company with awesome support, customer service, and friendly advice on all my invoicing and financial cash flow needs. All things related: factoring for freight brokers freight invoice factoring factoring company trucking factoring invoice factoring truck invoice factoring invoice truck trucking factoring factoring freight best factoring companies factor company factoring for trucking companies trucking invoice factoring international factoring companies ar factoring companies freight factoring services business factoring invoice factoring companies usa factoring companies in new york finance factoring commercial finance factoring transportation factor factoring transportation transportation factors transportation factoring trucking factor freight factor transport factoring freight factors factor trucking freight factoring factoring trucking freight bill factoring factoring for truckers truck factoring factoring for trucking company trucking factoring factoring company trucking factoring for trucking factor loads trucking factoring company factoring freight trucking invoice factoring factoring trucking companies freight factoring services factoring truck trucking factors freight invoice factoring capital freight factoring for trucking companies factoring freight bills transfer factor canine freight factoring company freight bill factoring companies factoring truck invoice transportation factoring companies

Sabina Keco

We have been working with Cjm for over 10 years! They have grown so much as a company and that is great to see. I have been working with Amy for many years now and she is great. So quick to respond if you have any questions or need help with anything. I have worked with several different representatives and they all are very professional and kind. This is a great factoring company to help you with all of your trucking needs!

Andy Arapovic

CJM is one of worse financial business in Iowa... they scam a lot of trucking companies for a large amount of money. .. taking more than agreed at signing agreement on start.. Stealing loads money, and pretending like brokers never pay them.. we have to put our company out of business because of them.. Thanks to cjm.. we agreed one year contract with them ,they automatically renew your contract without asking... because of them a lot of small company's are out of business. . They never pay out hard earned company's money from reserves. .. even do they tried to get even more like we own them.. they are such a scamers.... our advance to you style the hell out of this guy's. ..

Mihnet Halilovic

My account Manager Kyle K. does amazing work, he is quick to get my issues resolved asap.Great Service and genuine people. They take care of all you financial needs. Their Rates are competitive but most importantly, they have what Transportation business needs to expand. Leasing programs, Fuel Cards and many other services. I would recommend them to anyone. Has a great team and Family vibe.

Heyose truckline

CJM is one of worse financial business in they scam a lot of trucking companies for a large amount of money. .. taking more than agreed at signing agreement on start..Please stay away

Tim Vis

Joshua Chase

Well first off this is to JOE HUNT he used to work at Rugged Companies and doubled billed often which means his review is false with CJM it was on him for all the screw ups not CJM. And Brittany you do a very very awesome job we appreciate it very much. I'm sorry for the false review... I been doing business since 2006 with CJM and had no regrets what so ever.

Wintana Gebrekrstos

The worst company ever. firs they don't pick up their phone the president manager all other employees, Second When they are already got paid from the broker purposely they charge back with the fee with no reason. when you call to the broker and find out they already got paid and give them the check number and what date they got paid it took them so long to pay back and they don't refund you the fee the charge you even they know that their own fault. third they charge you an necessary paper work and other fee for no reason you spend your time to fight with them for no reason. Please stay away from this company. My trucking company is closed because of them.

Adisa Mujic


Signed up with CJM back in 2006 ! Everyone at CJM is polite and professional !! They are quick to answer emails and resolve any issue you might have. CJM will give you the best factoring rate out there.

Damir Dzanic

Saturday was my 4th year with CJM and Amy has been my account manager since i've started with them & shes great . Awesome experience and will continue to do business with them. The staff is so helpful at all time.

William Bradley

CJM has been there for us Bradley trucking through thick and thin they've worked with me help me through everything whenever I've needed financial help for my company to succeed they've been there they've worked with me I even got a little behind it didn't matter they stayed with me there are a great honest to goodness company. A lot of the companies we work for are slow paying we wouldn't have never ever been able to make it without CJM financial God-bless CJM FINANCIAL

Selko Mamba

Manuel Jones

My account manager Kyle Kundinger has really been awesome. He has helped me every step of the way with my invoices to make the process smooth for me. Any issues I may have had he’s been very quick to resolve them for me. My experience with the company has been great so far and have recommended some friends to this company as well. Thanks

Divina Williams

when me and my husband started our business back in 2015 we dealt with CJM and Amy is our account manager, it is the best decision we ever have and still going to be in business with them for as long as were on trucking . they offer the best factoring rate , i don't see how other people saying hidden charges / fees , sometimes i help them reach out to the brokers for outstanding balances on invoices so to avoid it recourse back to me which help out a lot. as soon as i turn any invoice it will be paid not unless it needed original, most of the time amy will work with me and pay it on copies and i will mail the originals to her. i haven't encounter nasty/rude people at cjm call /email they will response as soon as you need them. i did recommend CJM to our cousin that does trucking and i will recommend them again to everybody . thank you!


They offer a descent rate. They will pay when they say. You can trust them to do what the contract says. They do have hidden cost however. Their default contract. Charges you an extra percentage point for every time a broker pays later than 30 days. NEARLY EVERY BROKER PAYS LATER THAN 30 DAYS!!! Most send off the money in 30 days so by the time CJM gets the money its 31 or 32 days and they than feel free to take an extra percentage point out of your reserves!! Every 10 days its another percentage point!! This all comes from your reserves. END OF THE YEAR NEARLY ALL OF YOUR RESERVES ARE GONE!!! Worse of all They only offer a 45 day time period to get out of the contract than it automatically renews & you are trapped for an unexpected extra year!!! TRANSLATION (YOUR SECOND YEAR CONTRACT IS 45 DAYS LONGER THAN THE FIRST CONTRACT THAT YOU ACTUALLY SIGNED UP FOR ) Good news is if you're aware of these hidden charges they'll negotiate them away pretty easily but ONLY if you're are not already locked in a crappy contract with them. If you are already locked in a crappy contract with them than go against your instincts & DOUBLE DOWN!! Add another year & they'll erase the hidden cost that should have never been in the contract in the first place!!!! Pay very close attention to your contract renewal date!! ITS A 45 DAY WINDOW!! ITS USUALLY 90 DAYS FROM THE CONTRACT EXPIRATION DATE !! LEAVE OR RE-NEGOTIATE A NEW CONTRACT AT THIS TIME!! These people control your hard earned money!! NO BROKER WILL DEAL WITH YOU WITHOUT A RELEASE FROM YOUR FACTOR ONCE YOU START FACTORING!! This review is probably the most important 1 minute thing you'll do all year!!! DO YOURSELF A BIG FAVOR!! READ IT TWICE!!!! YW!

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CJM Financial, Inc. en Iowa
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